Terms & Conditions

The OfferBee application and website at offerbee.ai (together, the “Service”) are copyrighted works belonging to Offerbee Labs LLC, doing business as OfferBee (“Company”, “us”, “our”, and “we”). Certain features of the Service may be subject to additional guidelines, terms, or rules, which will be posted in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.

These Terms & Conditions (these “Terms”) set forth the legally binding terms and conditions that govern your use of the Service. By downloading, installing, accessing, or using the Service, or by clicking “I agree” or a similar button, you (“you” or “your”) acknowledge and agree that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, and you represent and warrant that you have the right, authority, and capacity to enter into these Terms. You may not access or use the Service if you are not at least 18 years old. If you do not agree to these Terms, you should not install or use the Service.

These Terms require the use of arbitration (Section 17) on an individual basis to resolve disputes, rather than jury trials or class actions, and also limit the remedies available to you in the event of a dispute.

We reserve the right to update and modify these Terms at any time, so please review them frequently, either within the Service or by visiting offerbee.ai. Your continued use of the Service will signify your acceptance of any changes to these Terms.

1. Access to the Service

1.1 License

Subject to these Terms, the Company grants you a non-transferable, non-exclusive, non-assignable, non-sublicensable, revocable limited license to use and access the Service on any device that you own or control. Any access to the Service by automated inquiry devices, robots, or repetitive data gathering and extraction tools, routines, scripts, or other mechanisms with similar functionality, is expressly prohibited.

1.2 Certain Restrictions

The rights granted to you in these Terms are subject to the following restrictions: you may not (a) sublicense, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit or monetize the Service or any content displayed within it, or make the Service available to any third party without our permission; (b) modify, make derivative works of, disassemble, reverse compile, or reverse engineer any part of the Service; (c) access the Service in order to build a similar or competitive product or service; or (d) except as expressly stated herein, copy, reproduce, distribute, republish, download, display, post, or transmit any portion of the Service. All copyright and other proprietary notices must be retained on all copies. Unless otherwise indicated, any future release, update, or addition to the Service’s functionality is subject to these Terms.

1.3 Modification

We reserve the right, at any time, to modify, suspend, or discontinue the Service (in whole or in part) with or without notice to you. You agree that we will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Service or any part of it.

1.4 No Support or Maintenance

You acknowledge and agree that we have no obligation to provide you with any support or maintenance in connection with the Service.

1.5 Ownership

Excluding any Materials that you may provide (defined below), you acknowledge that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Service and its content are owned by us or by our suppliers. These Terms do not transfer to you or any third party any rights, title, or interest in or to such intellectual property rights, except for the limited access rights expressly set forth in Section 1.1. We and our suppliers reserve all rights not granted in these Terms.

2. Accounts

2.1 Account Creation

In order to use certain features of the Service, you must register for an account (“Account”) and provide certain information about yourself as prompted by the registration form. You represent and warrant that (a) all required registration information you submit is truthful and accurate, and (b) you will maintain the accuracy of such information. You may terminate your Account at any time, for any reason, by following the instructions in the Service. We may also suspend or terminate your Account in accordance with these Terms.

2.2 Subscriptions

It is free to register for an Account, and every new Account includes a 14-day free trial that begins when you create your Account. No payment information is required to start the trial. The trial simply ends; it does not convert into a paid Subscription unless you choose one and provide a payment method.

Certain features of the Service require a paid subscription (a “Subscription”). We currently offer two plans, priced in U.S. dollars:

• Monthly: $9.99 per month, charged once every month.
• Yearly: $80.00 per year, charged once every twelve months.

Applicable taxes and transaction fees are added at checkout. The plans, prices, and included features shown on the purchase screen at the time you subscribe are the ones that apply to you, and they govern if they differ from the amounts listed here. We reserve the right to add or remove features from a Subscription, to add new Subscriptions, or to stop offering a Subscription, and will provide you notice if we do so.

Your Subscription renews automatically until you cancel. By purchasing a Subscription, you authorize us and our payment processor, Stripe, Inc. (“Stripe”), to charge the payment method you provide, in the amount and on the recurring schedule for the plan you selected, automatically and without further notice to you, until you cancel. Each renewal is for the same plan length at the then-current price for that plan, plus applicable taxes and fees. If you subscribe while your free trial is still running, your first charge occurs when the trial ends; if you subscribe after it has ended, your first charge occurs at purchase.

You may cancel at any time, and cancellation takes effect at the end of the current period. You can cancel your Subscription yourself, at any time and for any reason, using the steps in Section 9.2. Cancelling stops all future charges. It does not shorten the period you have already paid for: you keep access to paid features through the end of that period, and your Subscription then expires instead of renewing. Except as described in Section 10, we do not provide prorated refunds for a partial period.

Price changes and promotional pricing. We may change Subscription prices. If we increase the price of your Subscription, we will notify you by email at least thirty (30) days before the increase takes effect, and the new price will apply only to renewals that occur after that notice period. You may cancel before the renewal date if you do not accept the new price. If you redeem a promotional code or introductory offer, the discounted price applies only for the promotional period stated at checkout; when that period ends, your Subscription automatically renews at the standard price for your plan shown above, until you cancel.

Checking your renewal date. Your current plan, your renewal date, and the amount of your next charge are shown in the Service under Settings → Current plan.

2.3 Account Responsibilities

You are responsible for maintaining the confidentiality of your Account login information and access credentials, and are fully responsible for all activities that occur under your Account. You agree to immediately notify us of any unauthorized use, or suspected unauthorized use, of your Account or any other breach of security. We cannot and will not be liable for any loss or damage arising from your failure to comply with the above.

2.4 Card Connections & Read-Only Access

OfferBee helps you track statement credits, benefits, and annual-fee value across your credit cards. Where you choose to connect an account or provide information about your cards, you authorize us to access and process that information solely to provide the Service. OfferBee does not make purchases or move money on your behalf, and we do not store your full card numbers. You are responsible for ensuring that connecting an account does not violate your agreement with your card issuer or financial institution.

Account connections are powered by Plaid Inc. (“Plaid”). By connecting an account, you grant OfferBee and Plaid the right to access and use the information you authorize, in accordance with our Privacy Policy and Plaid’s End User Privacy Policy, available at https://plaid.com/legal/#end-user-privacy-policy. You may disconnect an institution at any time from within the Service; when you do, we instruct Plaid to remove the connection and delete the associated data on the schedule set out in our Data Retention & Disposal Policy.

3. Materials and Feedback

3.1 Your Materials

Any data, text, and other materials you upload to the Service are your “Materials.” You represent and warrant that your Materials are yours to provide and that you have the rights to grant the licenses in these Terms. By making your Materials available through the Service, you grant us a nonexclusive, transferable, royalty-free, sublicensable, and worldwide license to use, host, reproduce, modify, adapt, publish, translate, and display your Materials in connection with operating and providing the Service, subject to our Privacy Policy. All of your Materials are your sole responsibility.

3.2 Feedback

If you provide us with any feedback or suggestions regarding the Service (“Feedback”), you assign to us all rights in such Feedback and agree that we may use and fully exploit it in any manner we deem appropriate. We will treat Feedback as non-confidential and non-proprietary.

4. Acceptable Use Policy

The following terms constitute our “Acceptable Use Policy.” You agree not to use the Service to:

• collect, upload, transmit, display, or distribute any Materials that violate any third-party right, are unlawful, harassing, abusive, defamatory, or otherwise objectionable, or that are harmful to minors or in violation of any law or regulation;
• upload or transmit any viruses, worms, or software intended to damage or alter a computer system or data;
• send unsolicited or unauthorized advertising, promotional materials, junk mail, spam, or chain letters;
• harvest or collect information about other users without their consent;
• interfere with, disrupt, or create an undue burden on servers or networks connected to the Service, or attempt to gain unauthorized access to the Service or related systems; or
• use the Service for any illegal, unauthorized, fraudulent, deceptive, or unlawful purpose, or in any manner inconsistent with these Terms.

5. Third-Party Links & Ads

The Service may contain links to third-party websites and services and/or display advertisements for third parties (collectively, “Third-Party Links & Ads”). Such Third-Party Links & Ads are not under our control, and we are not responsible for them. We provide access only as a convenience and do not review, approve, monitor, endorse, warrant, or make any representations with respect to them. You use all Third-Party Links & Ads at your own risk. When you click on any Third-Party Link or Ad, the applicable third party’s terms and policies apply, including its privacy and data-gathering practices.

6. Disclaimers

OfferBee surfaces credits, benefits, and fee-versus-value estimates for informational purposes only and is not financial, tax, or legal advice. We do not guarantee that any credit, benefit, or offer shown is currently available or that the amounts and reset dates displayed are accurate; always confirm the terms directly with your card issuer.

THE SERVICE IS PROVIDED ON AN “AS-IS” AND “AS AVAILABLE” BASIS, AND THE COMPANY (AND OUR SUPPLIERS) EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, OR COMPLETE. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

7. Indemnification; Release

7.1 Indemnification

You agree to indemnify and hold the Company (and its officers, employees, and agents) harmless, including reasonable costs and attorneys’ fees, from any claim or demand made by any third party arising out of (a) your use of the Service, (b) your violation of these Terms, (c) your violation of applicable laws or regulations, or (d) your Materials.

7.2 Release

You hereby release and forever discharge the Company (and our officers, employees, agents, successors, and assigns) from every past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action that arises directly or indirectly out of, or relates to, the Service. IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE CALIFORNIA CIVIL CODE SECTION 1542 IN CONNECTION WITH THE FOREGOING.

8. Limitation on Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY (OR ITS SUPPLIERS) BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, COSTS OF PROCUREMENT OF SUBSTITUTE PRODUCTS, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO THESE TERMS OR YOUR USE OF, OR INABILITY TO USE, THE SERVICE, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR LIABILITY TO YOU FOR ANY DAMAGES ARISING FROM OR RELATED TO THESE TERMS (FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION) WILL AT ALL TIMES BE LIMITED TO THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY US DOLLARS (U.S. $50). Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above may not apply to you.

9. Term and Termination

9.1 Term; Suspension and Termination by Us

These Terms remain in full force and effect while you use the Service. You may terminate your Account or a Subscription at any time through the Service, as described in Section 9.2. We may suspend or terminate your Account, your Subscriptions, or your rights to use the Service at any time and for any reason at our sole discretion, including for any use of the Service in violation of these Terms. Any termination of your Account may involve deletion of your Materials. The Company will not have any liability whatsoever to you for any suspension or termination of your rights under these Terms. Data associated with a closed Account is deleted on the schedule set out in our Data Retention & Disposal Policy, subject to the records we are required to keep by law.

9.2 How to Cancel a Subscription

You can cancel your Subscription yourself, at any time, without contacting us and without speaking to anyone:

• In the OfferBee app: open Settings, find Current plan, and tap Manage. This opens your billing page, where you select Cancel plan.
• On the web: go to offerbee.ai/app/settings, find Current plan, and click Manage subscription. This opens the same billing page, where you select Cancel plan.

Your cancellation takes effect immediately in the sense that no further charges will be made. Your paid access continues until the end of the period you have already paid for, as described in Section 2.2. Deleting your Account also cancels your Subscription.

We bill you directly through Stripe rather than through the Apple App Store or Google Play. Even if you installed OfferBee from the App Store or Google Play, Apple and Google do not process your Subscription payment, your OfferBee Subscription will not appear in your Apple or Google subscription settings, and you cannot cancel it there. Cancellations and refunds are handled by us, using the steps above and in Section 10.

If for any reason you cannot reach the steps above, email support@offerbee.ai from the email address on your Account and we will cancel your Subscription for you. Email is a backup. You never need our permission or assistance to cancel.

10. Refunds

If you purchase a Subscription and then cancel it within twenty-four (24) hours of purchase (the “Grace Period”), we will provide a refund of any pre-paid charges for that Subscription. Except during the Grace Period, all purchases and payments are final and non-refundable. We reserve the right (but are not obligated) to evaluate the circumstances of any cancellation and provide a full or partial refund at our sole discretion.

11. Proprietary Information

The Service, its content, and all improvements, additions, derivatives, and other modifications thereto are the exclusive property of the Company and/or its licensors and shall be treated by you as the Company’s proprietary information. You agree not to disclose, sell, or otherwise transfer or exploit such proprietary information without our prior written consent.

12. Third-Party and Open-Source Components

We may include certain third-party software components and open-source software components in or with the Service that are subject to separate license agreements. Where a third-party license or an open-source license expressly supersedes these Terms, that license shall instead govern your use of the included component.

13. Connection Requirements & Equipment

You are responsible for providing and maintaining, at your own risk and expense, any hardware, software, and communication lines required to access and use the Service. We have no responsibility for the operation, support, maintenance, or repair of any equipment, software, device, or services you elect to use in connection with the Service. You will be responsible for all data usage and network fees charged by your carrier in connection with your use of the Service.

14. Additional Terms for Mobile Platforms

The following terms apply to your use of the Service on the Apple App Store or Google Play (each a “Mobile Platform”). You must comply with all applicable Mobile Platform terms of agreement. The Mobile Platform is a third-party beneficiary of these Terms and may enforce them against you. The Mobile Platform is not the seller of any Subscription, does not process Subscription payments, and is not responsible for cancellations or refunds; see Sections 9.2 and 10. You acknowledge that the Mobile Platform has no warranty obligation with respect to the Service and, to the extent permitted by law, will not be liable for any claims, losses, liabilities, damages, costs, or expenses attributable to any failure of the Service. You represent that you are not located in a country subject to a U.S. Government embargo and are not listed on any U.S. Government list of prohibited or restricted parties.

15. Governing Law

These Terms and any action related thereto will be governed by the laws of the State of California, without regard to its conflict-of-laws provisions. Except as otherwise expressly set forth in Section 17, the exclusive jurisdiction for all disputes that are not subject to arbitration will be the state and federal courts located in California, and you and the Company each consent to the personal jurisdiction of those courts.

16. Electronic Communications

The communications between you and the Company use electronic means, whether you use the Service, send us emails, or we post notices in the Service or communicate with you via email. For contractual purposes, you (a) consent to receive communications from us in electronic form, and (b) agree that all terms, agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

17. Arbitration Agreement and Class Action Waiver

Please read this section carefully. It contains procedures for MANDATORY BINDING ARBITRATION AND A CLASS ACTION WAIVER. All claims and disputes (excluding claims for injunctive or other equitable relief) in connection with these Terms or the use of the Service that cannot be resolved informally or in small claims court shall be resolved by binding arbitration on an individual basis.

Before either party may seek arbitration, that party must first send the other a written Notice of Dispute describing the nature and basis of the claim and the requested relief. A Notice to the Company should be sent to contact@offerbee.ai. If the dispute is not resolved within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding administered under the applicable rules of a recognized arbitration provider. YOU AND THE COMPANY EXPRESSLY WAIVE THE RIGHT TO A TRIAL BY JURY. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THIS ARBITRATION AGREEMENT MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS.

18. General

These Terms constitute the entire agreement between you and us regarding the use of the Service. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver. If any provision is held to be invalid or unenforceable, the remaining provisions will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law. These Terms, and your rights and obligations herein, may not be assigned by you without the Company’s prior written consent; the Company may freely assign these Terms.

Copyright / Trademark Information

Copyright © 2026 Offerbee Labs LLC. All rights reserved. All trademarks, logos, and service marks displayed in the Service are our property or the property of other third parties. Card names and issuer marks are the trademarks of their respective owners, and OfferBee is not affiliated with or endorsed by any card issuer. You are not permitted to use our marks without our prior written consent.

Contact Information

Offerbee Labs LLC
Email: contact@offerbee.ai